Fee Calculator
Estimate your invoice processing fees.
Use our fee calculator to quickly estimate card and ACH processing costs, compare payment methods, and understand how much your business keeps after fees.
Fast Estimates
Instantly calculate estimated fees for common payment types without manual math.
Compare Methods
See the difference between card and ACH so you can make better billing decisions.
Plan With Confidence
Understand what your customer pays and what your business receives before sending the invoice.
Simple & Transparent
Understand your payment costs.
Payment fees can affect your margins, especially when you are sending large or recurring invoices. This calculator helps you estimate processing costs so you can decide whether to absorb the fees or pass them on to the customer.
It is a practical way to model payment scenarios for service businesses that want predictable cash flow and cleaner billing operations.
- Estimate card and ACH fees in seconds
- Preview your net amount after fees
- Use results to price smarter and protect margin
- Helpful for one-time, recurring, or installment invoices
Invoice Fee Estimator
Calculate Your Transaction Fees Instantly
Starter
3.7% + $0.30 per transaction
$18.80 feeProfessional
3.4% + $0.30 per transaction
$17.30 feeBusiness
Best2.9% + $0.60 per transaction
$15.10 feeHow It Works
A simple way to forecast payment costs
The calculator gives you a quick estimate based on invoice amount and payment type, helping you evaluate the true cost of collecting payment.
Enter Invoice Amount
Start with the total amount you plan to invoice your customer.
Choose Payment Method
Compare card and ACH options to see which method works best for your business.
Review Estimated Net
Understand the estimated processing fee and how much your business keeps after collection.
Built for Service Businesses
Better fee visibility means better billing decisions.
Whether you invoice for legal services, consulting, agencies, accounting, home services, coaching, or other professional work, understanding payment costs helps you protect revenue and reduce surprises.
Use this page as a quick planning tool before sending invoices, setting pricing, or deciding who should cover processing costs.
Common Use Cases
- Pricing high-ticket invoices more accurately
- Comparing card vs ACH on larger payments
- Estimating recurring billing costs over time
- Deciding whether to pass fees to customers
- Improving cash flow planning before invoice delivery
FAQ
Frequently asked questions
Are these fees exact?
The calculator provides estimated fees for planning purposes. Final fees may vary depending on payment method, transaction details, and billing setup.
Can I compare card and ACH?
Yes. That is one of the main benefits of the calculator. It helps you understand how each option impacts your net revenue.
Who is this calculator for?
It is ideal for service-based businesses that send invoices and want more clarity around processing costs.
Can this help with pricing decisions?
Yes. It can help you evaluate invoice structure, customer-paid fee options, and which payment method makes the most sense for your business.
Ready to simplify invoicing and payment collection?
Use DjetPay to send professional invoices, accept card and ACH payments, automate billing, and get more visibility into your cash flow.